Enter balance, APR, and minimum payment for each account. No login credentials or full account numbers needed.
Private browser workspaceSnowball + AvalancheSelf-service planning
CREDBOUNCE DEBT AUTOPILOT
Pricing disclosure
This self-service educational debt planner is free to use. Optional UPSHIFT+ membership is $9.99/month and does not authorize CredBounce to move money, negotiate debt, or send creditor payments.
Give every debt a finish line.
Enter your balances, APRs, and minimum payments. CredBounce builds a clear Snowball or Avalanche route, shows the exact monthly allocation, tracks what remains after posted payments, and rolls freed-up payments toward the next balance.
No bank passwordYou enter only the planning numbers you choose.
Real payoff progressTrack remaining balances and percentage completed.
No money movedLevel 1 plans and tracks; it does not send creditor payments.
SIMPLE INPUTS. CLEAR ROUTE.
From a pile of balances to one monthly game plan.
Debt Autopilot turns the numbers you enter into an educational payoff projection you can actually follow and update.
Use Snowball for smallest balance first or Avalanche for highest APR first, then add any extra monthly amount.
Record posted payments, watch balances fall, and let the plan redirect freed payments to the next priority.
WHAT YOU GET
Know what to pay, what is left, and what comes next.
CredBounce calculates a current-month route and a six-month preview from the information you provide. Change a balance, APR, minimum, method, or extra amount and the plan recalculates.
Educational projections only. Actual interest, statement timing, minimum-payment rules, fees, payoff quotes, and creditor payment application can differ.
1
Exact monthly allocationMinimums first, then extra money follows your chosen priority.
Plan2
Remaining balance + progressSee payoff percentage update as you record posted payments.
Track3
Six-month projected routePreview how payments may roll as balances reach zero.
Forecast4
Payment historyKeep the local tracker current after real payments post.
HistoryYour debt plan should feel like a route — not a spreadsheet graveyard.
Open Debt Autopilot, enter your real numbers, and build the next month from there.